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	<title>Comments on: A New Breed Of Pet Insurance?</title>
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		<title>By: Di DeSan</title>
		<link>http://dogblog.dogster.com/2008/09/22/a-new-breed-of-pet-insurance/comment-page-1/#comment-708498</link>
		<dc:creator>Di DeSan</dc:creator>
		<pubDate>Fri, 08 May 2009 19:30:34 +0000</pubDate>
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		<description>Put your money in a savings account, that&#039;s it.</description>
		<content:encoded><![CDATA[<p>Put your money in a savings account, that&#8217;s it.</p>
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		<title>By: Diesel Blue's Mom</title>
		<link>http://dogblog.dogster.com/2008/09/22/a-new-breed-of-pet-insurance/comment-page-1/#comment-502879</link>
		<dc:creator>Diesel Blue's Mom</dc:creator>
		<pubDate>Tue, 23 Sep 2008 13:34:16 +0000</pubDate>
		<guid isPermaLink="false">http://dogblog.dogster.com/?p=6740#comment-502879</guid>
		<description>I had pet insurance for both of my Danes from when I got them as puppies.  I rarely submitted claims for the routine stuff that they &quot;cover&quot;.  When Gabriella got sick and we finally found out what she had I submitted the claims.  My claims were turned down because they said it was hereditary, she had been diagnosed with Spondylosis &amp; Wobblers.  I was shocked to say the least.  My Vet took the policy and went through it with a fine toothed comb.  She found that the policy didn&#039;t state that at all, and she noted that Gabriella had actually been OFA Certified that they were wrong in their claim of hereditary.  In addition neither illness was noted that it would not be covered.  We went round and round with them and in the end I cancelled my policy and have told everyone I know with dogs &amp; cats to NEVER use this coming.  I will not name them here on this site, but you can pawmail me and I will tell you.  Your best bet is to have a seperate savings account in which you put what the preminum would be in it.  I had figured that if I have done that with both of my babies, Gabby&#039;s $3000 bill would have been no big deal.  Diesel ended up getting bone cancer a year later and the money I had save from cancelling my pet insurance took the sting out of that.</description>
		<content:encoded><![CDATA[<p>I had pet insurance for both of my Danes from when I got them as puppies.  I rarely submitted claims for the routine stuff that they &#8220;cover&#8221;.  When Gabriella got sick and we finally found out what she had I submitted the claims.  My claims were turned down because they said it was hereditary, she had been diagnosed with Spondylosis &amp; Wobblers.  I was shocked to say the least.  My Vet took the policy and went through it with a fine toothed comb.  She found that the policy didn&#8217;t state that at all, and she noted that Gabriella had actually been OFA Certified that they were wrong in their claim of hereditary.  In addition neither illness was noted that it would not be covered.  We went round and round with them and in the end I cancelled my policy and have told everyone I know with dogs &amp; cats to NEVER use this coming.  I will not name them here on this site, but you can pawmail me and I will tell you.  Your best bet is to have a seperate savings account in which you put what the preminum would be in it.  I had figured that if I have done that with both of my babies, Gabby&#8217;s $3000 bill would have been no big deal.  Diesel ended up getting bone cancer a year later and the money I had save from cancelling my pet insurance took the sting out of that.</p>
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		<title>By: Schnauzer</title>
		<link>http://dogblog.dogster.com/2008/09/22/a-new-breed-of-pet-insurance/comment-page-1/#comment-502562</link>
		<dc:creator>Schnauzer</dc:creator>
		<pubDate>Tue, 23 Sep 2008 06:01:02 +0000</pubDate>
		<guid isPermaLink="false">http://dogblog.dogster.com/?p=6740#comment-502562</guid>
		<description>Animals are very important. But unless you have a very rare and valuable breed of dog, animal health insuranse isn&#039;t the wisest use of money.</description>
		<content:encoded><![CDATA[<p>Animals are very important. But unless you have a very rare and valuable breed of dog, animal health insuranse isn&#8217;t the wisest use of money.</p>
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		<title>By: Veronica, Sabrina and Ollivander</title>
		<link>http://dogblog.dogster.com/2008/09/22/a-new-breed-of-pet-insurance/comment-page-1/#comment-502409</link>
		<dc:creator>Veronica, Sabrina and Ollivander</dc:creator>
		<pubDate>Tue, 23 Sep 2008 02:55:25 +0000</pubDate>
		<guid isPermaLink="false">http://dogblog.dogster.com/?p=6740#comment-502409</guid>
		<description>Honestly I think the best advice is to put the money you would pay every month for pet insurance into a special savings account and let it accrue interest, then use this for vet bills.  It seems to me that if you do this, unless there is some horribly horribly expensive procedure you will come out even with what you would have paid into and gotten out of the insurance company.</description>
		<content:encoded><![CDATA[<p>Honestly I think the best advice is to put the money you would pay every month for pet insurance into a special savings account and let it accrue interest, then use this for vet bills.  It seems to me that if you do this, unless there is some horribly horribly expensive procedure you will come out even with what you would have paid into and gotten out of the insurance company.</p>
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		<title>By: sue</title>
		<link>http://dogblog.dogster.com/2008/09/22/a-new-breed-of-pet-insurance/comment-page-1/#comment-502146</link>
		<dc:creator>sue</dc:creator>
		<pubDate>Mon, 22 Sep 2008 21:33:13 +0000</pubDate>
		<guid isPermaLink="false">http://dogblog.dogster.com/?p=6740#comment-502146</guid>
		<description>If you want to avoid hip dysplasia and cancer - give Knox gelatin in the dog&#039;s food every day. Use Flint River Ranch and only give minimum vaccinations. Dont give repeat vaccinations.  Do an internet search on over vaccinating and you&#039;ll find tons of info.  Don&#039;t feed your dog commercial pet food. Most cancers are caused by things we put in our bodies, like food preservatives, additives and toxins... like vaccines.  Do these things for the life span of your pet, and you may not ever see any hip dysplasia or cancer at all.</description>
		<content:encoded><![CDATA[<p>If you want to avoid hip dysplasia and cancer &#8211; give Knox gelatin in the dog&#8217;s food every day. Use Flint River Ranch and only give minimum vaccinations. Dont give repeat vaccinations.  Do an internet search on over vaccinating and you&#8217;ll find tons of info.  Don&#8217;t feed your dog commercial pet food. Most cancers are caused by things we put in our bodies, like food preservatives, additives and toxins&#8230; like vaccines.  Do these things for the life span of your pet, and you may not ever see any hip dysplasia or cancer at all.</p>
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